Question 1

Do you buy houses that need repairs?

Accepted Answer

Yes. We buy homes in as-is condition. Whether the place needs minor updates or major repairs, we can put a fair cash offer on it. You don't need to fix anything before selling.

Question 2

Are there any fees, charges, or commissions?

Accepted Answer

On a direct sale to us, there are no commissions, no fees, and no closing costs — we cover everything. If you decide to list traditionally instead, standard real-estate commissions apply but are paid out of the sale at closing.

Question 3

How are you different from a traditional real-estate agent?

Accepted Answer

We're a licensed brokerage that also buys houses directly with cash. That gives you two real options: a traditional listing with full market exposure, or a fast cash sale with no fees, no repairs, no appraisals, and a closing date you choose.

Question 4

Is it too late to sell my home?

Accepted Answer

Usually not. As long as the foreclosure auction hasn't happened, there's typically still room to act. The earlier you start the conversation, the more options you'll have — but even late in the process, solutions often exist.

Question 5

How quickly can I close?

Accepted Answer

On a direct cash sale, closings can happen in as little as seven days. A traditional listing takes longer and depends on the market. We'll give you a realistic timeline during the first call based on your specific property.

Question 6

Will this affect my credit?

Accepted Answer

Missing mortgage payments and going through foreclosure both impact your credit. But selling before a foreclosure is finalized usually does less damage than a completed foreclosure on your record. Acting sooner tends to be better for your credit long-term.

Question 7

Do I have to decide right away?

Accepted Answer

No. The first conversation is about understanding what's possible — not making a decision. We'll walk through your timeline and what's realistic so you can decide on your own pace.

Question 8

What if I owe more than the home is worth?

Accepted Answer

That's called being underwater. You may still have options, including a short sale (where the lender agrees to accept less than what's owed). We can help you figure out whether that's a fit and how to approach your lender.

Question 9

Will I have to pay anything upfront?

Accepted Answer

No. The first consultation is free. If you decide to sell with us, real-estate fees are typically paid at closing from the sale proceeds — never upfront. We'll walk through costs clearly before anything is committed.

Question 10

Can you help if I live outside the DMV?

Accepted Answer

Steven is licensed in the District of Columbia (License #SP98378615) and Maryland (License #529114). Virginia inquiries and other out-of-region properties are referred to trusted partners in our nationwide network — reach out and tell us where the property is.

Question 11

Is my information kept confidential?

Accepted Answer

Yes. Foreclosure is personal, and we treat it that way. Conversations and anything you share are kept private — no third parties.

Question 12

What happens during the consultation?

Accepted Answer

We listen to your situation, ask about the property and your timeline, and walk through your options. No pressure, no obligation — just an honest read on what's possible.

Question 13

Can you give legal or financial advice?

Accepted Answer

No. We're licensed real-estate agents, not attorneys or financial advisors. We can guide you through real-estate options and market considerations, but you should also consult an attorney or financial professional for anything legal or financial-specific.

Common questions, answered.

Start with a free consultation.

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